Medicare FAQs
Anticipated Changes for 2026- Important: We are anticipating another year of Impactful changes for Medicare beneficiaries. Learn more about these anticipated changes by clicking the link 2026 Medicare Changes
Why are there so many changes to Medicare in 2026? Abacus Insurance, Inc.'s White Paper on 2026 legislative changes impacting Medicare.
IMPORTANT Medicare Advantage NETWORK CHANGES for 2026
Important Updates for 2025: Beginning in 2025, your Part D our out-of-pocket costs will be limited to $2,000 in deductibles, copays, and coinsurance. Learn more about Part D changes due to the Inflation Reduction Act here
What is Medicare? MEDICARE 101
Key Medicare Points: 5 Important things to know about Medicare
How do I shop for Part D? This year, most Part D drug plans are no longer selling through agents. As your agent, we are only able to show you plans we are licensed to sell. If you want to shop all Part D drug plans, your best bet is to visit Medicare.gov or call Medicare at 1-800-633-4227. Be sure to have a complete list of your medications, including dosage and quantity, so you can find a plan that offers the lowest overall cost. For a tutorial on shopping for Part D plans CLICK HERE.
I am about to turn 65, and I am confused about my options, what do I do? Please call or email us for a free consultation. Call 508-366-9298 or email CONTACT US
I am currently on Medicare, and I’m not sure if I am on the best plan. What do I do?
Call or email us for a free consultation. Call 508-366-9298 or email CONTACT US
What states are you licensed in?
Our agency holds licenses in the following states: Massachusetts, Connecticut, New Hampshire, Maine, Rhode Island & Florida.
How do you get paid if Medicare consultations are free to me?
Insurance carriers commonly use agents and brokers as essential to their marketing and sales distribution channels. The insurance carriers we represent pay us to represent their products. As the consumer, you pay nothing additional for your chosen products because you work with an agent.
How will I know if there are any changes to my Medicare plan?
People in a Medicare health or prescription drug plan should always review the materials their plans send them, like the "Evidence of Coverage" (EOC) and "Annual Notice of Change" ANOC . The ANOC should be sent to you at the beginning of October for the following year. If there are changes to your plan, you should ensure your needs are still being met for the following year. Please do not hesitate to call or email us to schedule a free consultation to review your current plan, 508-366-9298 or email CONTACT US. You don't need to do anything if you’re satisfied that your current plan will meet your needs for next year, and it’s still being offered.
What specifically is an Annual Notice of Change (ANOC)? CLICK HERE
I have an HSA, and I'm about to enroll in Medicare, what should I know? Medicare & HSAs
What are the Medicare Enrollment Periods? Medicare Enrollment Periods
How much will Medicare cost me? Medicare Costs
How do I avoid Medicare penalties? Avoid Penalties
Do I need a 1095-B when filing my taxes if I am on Medicare? Information on 1095-B and Medicare
Can you tell me what plan I should or shouldn’t buy?
Our consultation educates you on the available plans based on your specific needs. You ultimately have to decide what plan is most appropriate for you. Our clients consider plan and network flexibility, access to providers, and prescription drug costs when assessing the appropriate plans for them.
I’m about to turn 65, what should I do? Medicare Fact Sheet
I’m working past age 65, do I have to sign up for Medicare? Working Past 65
What is covered with Medicare? Medicare Coverage
Are there assistance programs to help me afford my premiums and prescription drugs? There are Medicare Savings Program and Prescription Drug Assistance Programs.
Are there other Prescription discount/coupon programs that can save me money? Yes, Good RX , SingleCare, & Cost Plus Drugs are great options for lowering your pharmacy costs. Check the DISCOUNTS tab on our website for more information on discount programs and assistance.